Digital Payments Add On

The SAP digital payments add-on enables to connect SAP and non-SAP consumer applications with non-SAP payment service providers (PSPs). It allows business to process incoming credit card payments and other real-time payment methods in a secure and efficient way.

• To enhance customer convenience and satisfaction business must provide various choices of digital payment options to the customers and one among them is credit card payment. Business to put lot of manual efforts in reconciliation of digital payments with customer open items.

• No Automatic post processing in accounting, high manual efforts and error prone.

• Customer specific implementation and maintenance per payment service provider (PSP) is required which is additional cost to the business.

• High costs for PCI DSS certification.

• Risk of data lost as critical credit card date stored in ERP

• Business to Insulates finance systems from changes as digital payment methods evolve - Always be up to date with the latest digital payment methods without changes to backend SAP systems.

• It accelerates the invoice-to-cash process with a customer facing portal for self service access to account information.

• Enablement of automated reconciliation of payments with Open items.

• Provide additional business value at post-payment activities, such as advice handling

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• Provide the business with options to support various cards and digital payment methods.

• SAP service provides standard links to PSPs and digital payment methods, allowing all regions to participate in digital payment processing.

• SAP Digital payments add-on is compliant according to the payment card industry data security standard (PCI DSS)

• The credit card number is replaced by the PSP with a token. The token is the only identification that is processed and stored in the SAP software and users of SAP Add-on have no read access to the data. Hence, risk of losing critical data is minimized.

• The customer needs to license the SAP digital payments add-on (which is transaction-based).

• SAP S/4HANA Cloud, SAP S/4HANA On-Premise and several other SAP solutions are integrated out-of-the-box.

• Integration with the PSPs is available out-of-the-box. The customer must have a contract with the PSP(s) of their choice.